David Rosenblatt, Anthony Scuderi Jr., Howard Kaye, Samuel Kaye and Mark E.O. Sassower
Taking A Bold Approach To Creating Wealth
Most people think of life insurance as little more than a policy that will result in a payoff to their heirs at the end of their life. But it’s so much more than that, says Howard Kaye, president and founding life insurance advisor at Howard Kaye Insurance Agency, LLC.
The firm was started in 1962 by his father, Barry Kaye, a pioneer of the wealth creation industry and a well-known philanthropist.
“My father changed the life insurance industry,” says Kaye. “He created the idea that life insurance was an asset, a commodity for further diversification of a financial portfolio.”
Kaye and his team are advisors and educators. They take the time to understand what you want to accomplish and develop an individual plan suited to your needs.
“We create money for leaving a legacy,” says Anthony Scuderi Jr., CLU, CHFC, managing senior life and annuity advisor, who has been working with Kaye for more than 10 years. “It goes beyond life insurance as just a form of protection. It is part of a diversified financial portfolio.”
Did you know that properly structured life insurance can reduce your exposure to the estate tax and create liquidity upon your death? It can also reduce your estate tax costs up to 90 percent.
For those more concerned about tax-free retirement income, the firm has a number of solutions as well.
Kaye is a big believer in providing a no-cost policy review.
“If I can’t replace their existing policy with something better, I will help them restructure what they have so it performs as intended. At the end of the process, they will have a much better understanding of what they own,” he says.
Because tax laws and circumstances change, some clients may not want to wait for their life insurance policy to pay out upon their death. Kaye and his team can help sell your life insurance policy on the secondary market and get top dollar.
“We offer a lot of creative ideas,” he says. “Give us a call, and let us see what we can do for you.”
Howard Kaye Insurance Agency, LLC, is located at 2500 N. Military Trail, Ste. 312, Boca Raton. For more information, call 561-417-5883 or visit howardkayeinsurance.com.
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