John Byrnes, Carmela Papai, Robert Beegle, Allison Jericho and Marc Fine
In a time of uncertainty, it’s reassuring to know there’s an agency that can help you with all your insurance and financial needs.
Apple Insurance & Financial Services is a full-service, Boca Raton-based agency that provides one-stop access to a complete range of products and services, typically available only through national brokerage firms. Whether you’re looking for health, auto, business, accidental, life, disability, long-term care, critical illness or even pet insurance, they can deliver it all.
“We have full-time agents all over South Florida who are available either face-to-face, online, by phone or in-person (drive-by) – whatever’s convenient for our clients,” says Rick Jultak, president of Apple Insurance. “We are also a leading agency for Blue Cross and Blue Shield insurance throughout Florida, and the largest Florida Blue agency for Medicare.”
In addition, Apple Insurance brings clients a separate wealth-management division that boasts a team of high-net-worth agents with more than 30 years of experience.
The company is very service-oriented, with a client retention rate above 90 percent, which is extremely high by industry standards, Jultak explains. Apple Insurance encourages interaction between agents and clients and continually updates clients about new products and opportunities.
“People are working remotely, but the human touch is still important,” he says. “We don’t just sell insurance. We build relationships.”
Community involvement is of the utmost importance to Jultak as well. Apple Insurance contributes to many charities, including Big Dog Ranch Rescue, the Juvenile Diabetes Research Foundation and the National Multiple Sclerosis Society. The company also sponsors health and wellness fairs at several local schools and is the main sponsor for the Seminole Casino Coconut Creek Boomer Expo.
Jultak started the agency 10 years ago with his partner, Marc Fine. They currently employ more than 120 agents; a full-service staff of media, marketing, administrative and consulting personnel; and corporate recruiters, who assist clients looking for work and HR companies seeking employees.
Jultak is especially proud of his diverse team of agents, who span all ages and speak English, Spanish, Creole, French, Arabic and Portuguese.
“We are relationship-driven – cradle to grave,” he says. “We’re very easy to get in touch with and try to make the emotional experience of buying insurance and collecting benefits as seamless as possible.” O
Apple Insurance & Financial Services is located at 3010 N. Military Trail, Ste. 310, Boca Raton. For more information, call 561-614-2400 or visit appleinsurance.com.